For over 35 years, the MBA Financial family of companies has been providing innovative insurance and financial products to help protect our customers and their most important investments. As a Better Business Bureau Accredited Business with an A+ Rating for over 25 years, we are proud of our reputation for honesty and integrity and committed to providing our partners and customers with superior products and first-class service.
Optimum Auto is our primary automotive vehicle protection plan program. The program includes new, exceptional customer benefits and a range of term and deductible options to fit nearly every driving, coverage plans and pre-owned vehicles and offers a comprehensive selection of ownership and budget need. All Optimum Auto coverage plans are fully underwritten by A.M. Best "A" rated insurance companies.
Consumer Benefits
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Coverage provided beyond the original manufacturer’s warranty
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Protection from unforeseen repair costs
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Coverage and pricing options to meet every need
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Flexibility to take the vehicle to the selling dealership for repairs or a licensed repair facility that is most convenient
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First-class customer service and fast, effortless claims processing online or over the phone
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Transferable to the next owner of the vehicle, enhancing resale value
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Roadside assistance benefit provides 24/7 roadside services including towing, tire changes, lockouts, battery service, and fluid delivery
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Reimbursement for substitute transportation and trip interruption while vehicle is being repaired
Partner Benefits
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Plans tailored to each customer’s driving and financial needs
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Choice of ten coverage plans
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One of the largest selections of time and mileage term options available in the industry
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Dealer-branded materials available
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Extensive reporting capabilities to manage revenue and performance across the dealership
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Reinsurance and retro programs available
Eligibility Guidelines
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All covered components must be functioning properly at the time of sale.
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New Vehicles: Current plus one model year and vehicles with less than 12,000 miles on the contract purchase date.
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Extended New Eligibility Vehicles: Current plus up to four model years, vehicle does not qualify as a new vehicle and has at least one month and 1,000 miles remaining on the original full manufacturer's warranty.
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Pre-Owned Vehicles: Current plus up to 12 model years and not eligible as new or extended new eligibility vehicle as outlined above
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Deductible and surcharge options may apply
NOTE: Please review the respective vehicle service contract for contract terms, conditions, exclusions and
limits of liability.
